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Personal cash intelligence

Know what your cash should be earning.

After tax, at today's verified rates, for your balance and bracket. Then we'll watch it for you, and speak up only when something changes what you keep.

Same cash. Better options.

What cash earns in a year, by where it sits

Typical default sweep0.01%Merrill, Schwab, E*TRADE, Wells Fargo and others, checked Oct 20
Best no-strings savings account3.55%Wealthfront Cash Account, as of Oct 1
3-month Treasury bill4.22%U.S. Treasury, Oct 23

Before tax. Every rate is linked to its source below.

See your potential

An estimate of how much more you could keep each year by moving your cash, after tax.

What matters most?

Potential annual after-tax improvement

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Estimate at today's rates

Tax settings: . Change

Top cash options for your cash

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How to read this: gross figures annualize today's rate on your balance; rates change. After-tax figures are estimates from your tax settings, with the math under each one. Advantages compare against your current option and aren't guaranteed savings. IRAs are compared only with other IRA options, since their interest isn't taxed each year.

Top cash options compared with where your cash sits now
Provider and accountRate, verifiedGross per yearat today's rateEst. after taxyour settingsAccess, conditions, protectionEst. advantagevs your current option

Cash intelligence

We'll watch your cash, so you don't have to.

Every business day we re-check every rate against your balance and tax settings. You hear from us only when something changes what you'd keep.

  • Only when it matters. No newsletter on quiet weeks; at most one short note a quarter to say all is well.
  • About your money, in dollars. Not "rates fell", but what it means for your balance after tax.
  • Private by design. A rounded balance and your tax settings. Never account numbers or logins. Never sold.

Free. Stop any time in one click. Facts and math, not investment advice.

Real data, not hype

Every rate links to the provider's own page and the date we checked it.

After-tax focus

See what you keep, with the math shown, not just the advertised rate.

Built for your goals

Compare by earnings, access or protection, using your own tax settings.

Independent

No one pays to be listed or ranked. If that ever changes, it will be labeled.